But did you know that it is the third reason why our clients have acquired one or more debts, mainly with credit cards? And currently the amount of average debts acquired by this group of people is 110 thousand pesos.
This is how the nightmare can begin
This factor usually takes us by surprise, so we must take care of our finances before, during and after unemployment. I know, it is not easy to predict, unless you have decided to change the page, but what is certain is that it can happen to all of us.
“I was already getting out of my debts. However, a personal problem arose and, in addition, my wife was unemployed. Although I tried not to spend, having children at school and a mortgage to pay, it is impossible. ”
When someone is unemployed, he changes his attitude and the way he is used to living. Normally it takes us 3 to 6 months to find the ideal job, although there is a possibility of not being, because some of our respondents mention that even getting a new job, the salary is equal to or lower than in their previous job.
Solve your Debt has been an outlet for those people who during one long period of unemployment occupied one or more credit cards as an alternative to their payments.
“When the credit cards come to your hands and you don’t have a vision, they are very dangerous since you buy just to buy and that was my case I bought nothing more to buy, then I lost my job, I changed my residence and everything was complicated, Now that I have a stable job, I want to solve my debts because you don’t know when you may need it again. ”
What about unemployment insurance?
There are various types of insurance for unemployment either with an insurer who is contracted through a policy like any other type of insurance. There is also the possibility of withdrawing from your savings, it is better known as government insurance , but be careful! The truth is that it is not recommended, because that money is not regenerated unless you make one or more deposits to your retirement savings account and thus replenish that amount you acquired.
Take care of your personal finances
Remember that we must always have an emergency fund, if you do not have it yet, do not waste any more time. Needless to tell you to avoid using credit cards, look for other options
If you are reading this and you still have work, congratulations! You have more possibilities to do something that could facilitate your life in the future, but if you find yourself unemployed and in an arduous job search, here you can find some tips.
Do not give up
We know that it is not easy, however, it is important that your mood is not affected. Try to get the best out of yourself, remember that there will always be a solution. In case of not knowing what to do, consult an expert. Here you can read the story of Alberto, who tells us how he lived this experience in his own flesh.